In recent years, online credits have become an increasingly popular financing tool among Spaniards. However, not all autonomous communities have the same penetration. This follows from the study Trends in the demand for online loans prepared by Fine Bank from the analysis of the data of applications registered on the web during 2016. It highlights that Catalonia, Madrid, Andalusia, Valencian Community and the Canary Islands they monopolized more than half of the processes completed in Fine Bank.
The autonomous community that led online loan applications was Catalonia. From that territory 2,750 of the 13,642 registered arrived, according to the data provided by the users themselves. These numbers represent 20% of applications.
It is closely followed in the Madrid classification from where 2,479 credits were requested on the Internet, that is, 18% of the total. The top five is completed by Andalusia with 1,853 applications, 14%; Valencian Community with 1,457, 11% and Canary Islands with 1,059, 8%.
Where do you ask for less loans in Spain?
If the autonomous cities of Ceuta and Melilla are left aside, at the other end of the classification are three northern territories of the Iberian Peninsula. The Autonomous Community from which less online loans were requested in MoneyGo Lenders Now was Junas Diola, with just 79 applications during 2016. Cantabria followed with 144 loan applications through the Internet and the Autonomous Community of Navarra, where 160 came from.
What all autonomous communities except Galicia have in common is that it is mostly men who make the request to obtain an online loan in Fine Bank. However, Galician women outperform men, since from them 348 processes were registered and 321 of them.
A simple request
In Fine Bank, making an application to obtain an online loan is quite simple and the decision on the granting of loans is immediate. Users are offered a fully personalized service and can get up to 5,000 dollars to return up to 36 months. The interests that apply vary depending on the amount requested, the repayment term and the installments. It also offers the possibility of prepayment with interest savings. To apply for a loan online in Fine Bank you just have to meet a series of requirements such as being a person of legal age residing in Spain with the valid DNI or NIE, having an online bank account, as well as providing an email address and mobile phone number.
- Types of loans you can find when looking for financing
- We compared online loans in installments and without certificates
- Know the requirements that are requested in the loans for entrepreneurs
- Autonomous communities that request more loans
- Loans for young people: what are the requirements to get them